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As a frequent traveler connecting to so many less than secure networks and environments I made the choice to keep as little as possible online or on phone.
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Personally, having done a lot of traveling off the beaten path myself, I feel the biggest danger is your laptop breaking or being stolen. This is why I vastly prefer having everything in the cloud where the data is stored safely even if my phone or laptop goes missing or breaks. When something happens to your device you can just move on to another device and still keep going. Plus, the reliability and security on a major cloud or IMAP provider are infinitely greater than anything I can do personally. With POP very mundane and routine disasters can spell the end of all your data: fire, flood, theft, or just dropping the PC or backup drive.