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When you say "an email app" on your phone ... that strikes me (depending on where it came from) as maybe a potential security hole. I think I'd trust a generic webmail system running on a mail provider's servers & a stable browser more.
There's also a risk if you lose the phone especially if it was unlocked at the time.
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In my case, the email app on my phone is also the Gmail one. Me losing or someone stealing the phone is always a possibility, so I do use various locks and timeouts. OTOH, you can remotely lock your phone and account, at least with Google. From what I read the #1 security problem is phishing via email and text messages. Someone gets you to click on a malicious link and steals your login information, but I believe it is blocked by using a security key and/or passkeys.