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Not permanently, but enough times to understand that no matter how big a company is, the hardware fails and bugs or technician errors can render the service dead for hours, days or weeks.
Remember the Rim's Blackberry multiple outages?
I prefer to be safe than sorry, all my email is backed up on my computer in case of some problems with the email providers. Check Mailstore Home for a good and free backup solution.
If there's an outage with my actual provider, let's say Tuffmail is going belly up, then I immediately change my MX of my domain and I am up and running with another provider, no mails lost. I am using the cloudns.com paid service for fast DNS propagation.
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