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The thing with something like COVID-19 is that one day you are fine and the next day you are hospitalized and in trouble, potentially. Sure, some heart attacks come without any warning too. But, my point was just that it is all too easy to bumble along in life without planning for "what if" situations that can arise so suddenly you leave a mess for those left behind. A dear friend's husband passed in December and she is struggling along with all sorts of problems having to do with his affairs.
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