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> Personally, I could never see the point of just adding funds to the account.
I just HAD to use it! My bank Halifax in UK now declines all authorisation attempts for less than one euro. So, when I update my payment method, FM attempts to authorise US$1 which is less than one euro so it gets declined. So I HAVE to pay the whole subscription rather being able to set up a payment method and wait for FM to collect.
Unless my bank/FM change policy, I won't be able to continue as a customer when the next payment is due :-(
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