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Email Comments, Questions and Miscellaneous Share your opinion of the email service you're using. Post general email questions and discussions that don't fit elsewhere. |
View Poll Results: If your bank(s) offered to SECURELY email you your statements, would you sign up? | |||
Yes, I'd sign up | 13 | 37.14% | |
No, I prefer to get paper statements. | 14 | 40.00% | |
No, I prefer to download statements. | 8 | 22.86% | |
Voters: 35. You may not vote on this poll |
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29 Jan 2009, 10:43 AM | #1 |
The "e" in e-mail
Join Date: Jan 2002
Location: San Francisco
Posts: 2,458
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If your bank(s) offered to SECURELY email you your statements, would you sign up?
Last edited by elvey : 23 Sep 2020 at 09:05 AM. |
29 Jan 2009, 10:57 AM | #2 |
Ultimate Contributor
Join Date: Dec 2001
Location: Canada.
Posts: 10,355
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I prefer to download statements (or just read them online) and get paper statements as well.
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29 Jan 2009, 12:04 PM | #3 |
The "e" in e-mail
Join Date: Jan 2002
Location: San Francisco
Posts: 2,458
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29 Jan 2009, 01:07 PM | #4 |
Ultimate Contributor
Join Date: Dec 2001
Location: Canada.
Posts: 10,355
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29 Jan 2009, 09:31 PM | #5 |
Moderator
Join Date: Nov 2001
Location: British Columbia
Posts: 4,008
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Where I work, we don't have a choice.
We have to go on-line to see our pay statement. To get a decent print-out, we have to click on "EMail Printable Advice", and we are sent an e-mail with a PDF attachment. There is no option to receive the e-mail automatically. |
29 Jan 2009, 09:43 PM | #6 |
Master of the @
Join Date: Sep 2004
Posts: 1,583
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If you had a fourth option to 'Leave your bank and take your business elsewhere' I'd choose that.
I don't believe any bank has the right to force you into choosing one option or the other. If my bank didn't give me the option of having monthly statements delivered by post AND the option to check my statements on line, as my current bank, do, I'd close my account. |
30 Jan 2009, 01:50 AM | #7 |
Essential Contributor
Join Date: Jan 2008
Posts: 377
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Ehm....are there any banks left? Our just government-funded banks
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30 Jan 2009, 08:32 AM | #8 |
= Permanently banned =
Join Date: Sep 2005
Location: 1 Microsoft Way
Posts: 2,119
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I don't care for paper statements... waste of money...
I get all my statements online.... |
1 Feb 2009, 03:03 PM | #9 |
Cornerstone of the Community
Join Date: Aug 2006
Location: Philippines
Posts: 843
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This scenario is not exactly a realistic one. That said I voted for and prefer paper. Even if I downloaded my statements I would print them for my files.
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1 Feb 2009, 03:08 PM | #10 |
The "e" in e-mail
Join Date: Oct 2002
Location: Holon, Israel.
Posts: 4,837
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I don't believe my bank when it comes to any kind of internet technology. I cannot trust them to send me email in standard formats that I will always be able to read. When they say "mail" I cannot believe they mean mail: for years they were offering "statements by mail" and what they meant was some kind of web interface that looks quite like webmail and works in the current version of IE. I also tend not to try to look into too much info in their site in case they don't send me the paper version as a result. AFAIK only the paper version has any legal significance. It might be different in the US or other countries (also in Israel it is slowly changing as the "electronic commerce act" was not yet adopted but the courts are already making the drafts into "common law" by referring to the proposed act).
Anyway, the unique email address I gave to one of my bank's divisions (the Credit card one) ended up with a spammer. Their (junior) representative of course claimed it's impossible: they don't do such things and as a financial institute they are being watched. They are very good with their core business (keeping my money safe, as far as it is possible nowadays) so I let them do for me what they are competent at and not what they are not competent at. |
2 Feb 2009, 09:51 PM | #11 | |
Member
Join Date: Jan 2008
Location: Great Britain
Posts: 73
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Quote:
For 8 years I had an Apple Mac running Mac OS9 at home and I was unable to open or read Microsoft Word files. I am not satisfied that there is any format for documents that I will always be able to read on any computer (let alone other devices). I am not satisfied that, if I were to sign up for statements by e-mail instead of on paper, my bank would always allow me the option of changing back, free of charge, to receiving paper statements. My mother has an old PC which she never uses, as she has a newer one, but which she is keeping and will not dispose of because there is some data saved on it, such as passwords for online bank accounts etc, which she does not want to run the risk of being retrieved by would-be thieves, she does not know how to permanently erase the hard disk and she suspects that to get anyone else to make the hard disk safe would incur a fee. I believe I will be able to permanently erase all data from my own computer when it comes to the end of its useful life (provided the relevant CD doesn't go missing) but I am not satisfied that I will always be able to do so with any computer or similar device that I might own in the future. All my concerns set out above apply not only to receiving statements by e-mail but also to downloading statements. Also, I do not understand the terms "PGP/GPG" or "S/MIME" so I am not qualified to choose between them. I could try to learn what they mean but receiving paper statements is an easier and less time-consuming option. I choose paper for my hypothetical bank statements and for my real-life utility bills. |
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27 Feb 2009, 06:05 AM | #12 | ||
The "e" in e-mail
Join Date: Jan 2002
Location: San Francisco
Posts: 2,458
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Quote:
BTW, I just noticed that "google groups" considers this forum a group and searches it. News? Anyone know how long they've been doing this? Quote:
Thanks for voting! |
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26 Aug 2019, 11:59 AM | #13 | |
Master of the @
Join Date: Feb 2005
Location: USA
Posts: 1,868
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Quote:
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16 May 2020, 07:34 AM | #14 |
The "e" in e-mail
Join Date: Oct 2002
Location: Holon, Israel.
Posts: 4,837
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More the 11 years have passed. I still get all my bank statements as paper documents. But nowadays I can send instructions to my bank by email. The mail transfer is encrypted (TLS/SMTP). They don't act upon the instructions in the email before a representative phones me and makes sure what my instructions are.
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16 May 2020, 11:52 AM | #15 |
Master of the @
Join Date: Feb 2005
Location: USA
Posts: 1,868
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Thats the only way one should get them (Sent thru the mail on paper)
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